vehicle purchase

general investment

It is important to build a General Investment Fund (GIF) for the family. Briefly, a GIF is designed to meet lump sum non-normal, non-emergency and non-retirement fund contribution. Examples of GIF expenses are: -Children’s education -Buying a vehicle -Down payment on a house -Renovation of a house -Children’s marriage -Family vacations -Family Function -Charity -Selective financial intervention and support

Strategy for a General Investment Fund

A general investment account takes care of these non-normal, non-emergencies and non- retirement financial needs. -Constitution of a general investment account – the right mix of debt, equity and perhaps real estate. -Try to allow three to five years to pass between initial contribution to a GIF and first withdrawals from it.

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